Does Insurance Cover Implants?
Dental Insurance is provided through a contract between your employer and a dental insurance company. The coverage you receive is based on terms negotiated between these two organizations. For example:
- Not all treatment, including some high quality service, is covered by dental insurance.
- Dental offices have no involvement in determining which dental services are covered; the percentage of the fee that is covered; or whether a specific service is covered at all.
While our goal is to provide you with the highest quality of care, insurance companies often cover only very basic services. These covered services are selected based on the cost of the dental insurance policy to your employer, and what your insurance company is willing to pay.
Although dental implants offer superior treatment results, they are not considered a basic dental service. This means that dental insurance companies rarely provide benefits or coverage for dental implant treatment.
Dental Insurance Maximums:
Insurance coverage should be a minor factor in your decision to have dental implants. Most insurance plans have a maximum annual dollar amount that they will reimburse on your behalf. Once this maximum has been used the insurance company will not provide any additional coverage for any dental service until the renewal period-often up to a year later.
See Insurances In Which We Participate